About this Event
The FDIC’s San Francisco Region is pleased to announce the 2024 Community Bankers Workshop events hosted by the California Bankers Association. The 2024 Community Bankers Workshop is an interactive seminar designed to help bank directors, executives, and mid-level officers, both new and experienced, stay abreast of the ever-changing business, economic, and regulatory environment. Workshop sessions will include interactive conversations and presentations by seasoned FDIC risk management and compliance field examiners and supervisors.
The workshop will emphasize interest rate risk, liquidity, fair lending, and asset quality, with a particular focus on commercial real estate lending given the current economic environment. The workshop will also include a local economic update presented by the FDIC’s Division of Insurance and Research, as well as a Question-and-Answer session with a regulatory panel.
Event Details
Early Bird Pricing (Expires 9/20/24): $595
Regular Pricing (Begins 9/21/2): $695
Tuesday October 22, 2024
Add to iCalAgenda
8:00 AM – 8:30 AM
Registration
8:30 AM – 8:45 AM
Opening Remarks
8:45 AM – 9:45 AM
Panel Discussion and Listening Session
- FDIC Risk Management Representative | FDIC Consumer Protection Representative | State Representative
9:45 AM – 10:30 AM
Economic Conditions Presentation
10:30 AM – 10:45 AM
Break
10:45 AM – 11:00 AM
Unprecedented / Unearthed Risks
11:00 AM – 12:00 PM
Sensitivity to Market Risk
- The March/April 2023 bank failures highlighted the importance of effectively managing interest rate risk. This session will cover lessons learned from the 2023 events, current interest rate issues, and potential risks in a fluctuating rate environment. We will also review risk management best practices, including establishing risk limits and controls and implementing effective risk measurement and risk monitoring strategies. We will also discuss recent examination findings for this area. The final portion of the session will include a tabletop exercise where participants will rate the Sensitivity to Market Risk component based on the facts presented. Target Audience: Directors, Executive Management, Financial Officers.
12:00 PM – 1:00 PM
Lunch
1:00 PM – 2:00 PM
Liquidity
- The importance of liquidity has been brought to the forefront again, particularly considering the uncertainties in the current economic and market environment. This session will cover post-pandemic liquidity, lessons learned from the 2023 events, and risk management best practices, including establishing risk limits and controls, implementing effective measurement and monitoring strategies, and ensuring an appropriate and actionable contingency funding plan is in place. We will also discuss recent examination findings for this area. All concepts will be reinforced with a tabletop exercise where participants will rate the Liquidity component based on various factors presented. Target Audience: Directors, Executive Management, Financial Officers.
2:00 PM – 2:15 PM
Break
2:15 PM – 3:15 PM | Breakout Sessions
Breakout Session #1
Fair Lending and Other Compliance Hot Topics (DCP breakout)
- Consumer Protection and Compliance. This session provides an overview of fair lending and the Equal Credit Opportunity Act (ECOA), including highlights for both. The session will also include discussions regarding appraisal bias/discrimination, redlining, and adverse action notices. Target Audience: Directors, Compliance Officers.
Breakout Session #2
Asset Quality
- This session will cover current asset quality trends, including key industry ratios and lending products that are starting to show weaknesses. We will also discuss concentrations risk management specifically related to commercial real estate credits. The session will also cover the Interagency Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts issued in July 2023, as well as the implementation of CECL. Target Audience: Directors, Executive Management, Senior Credit Officers.
3:15 PM
Adjournment
Additional Event Details
This program will be held in the Sacramento/Greater Sacramento area. Once the hotel is confirmed, we will update the website with all of those details.
- Executive Management
- Directors
- Financial Officers
- Compliance Officers
- Senior Credit Officers
Target audience information is noted above under each session topic in the agenda. Additionally, interested participants will receive Continuing Professional Education (CPE) credits for their attendance.
The 2024 FDIC Community Bankers Workshop will be offering 6.5 CPE credits.
The California Bankers Association is registered with NASBA as a sponsor of continuing professional education on the National Registry of CPE Sponsors.
Questions for the team?
Please send an email to:
registrations@calbankers.com